How Employers Battle Workers’ Comp Insurance Claims
Workers’ compensation insurance is what employees fall back on in the event that they get injured at the workplace or while doing work-related activities. One of the oldest forms of insurance in the U.S., workers’ compensation provides financial benefits that are often extremely needed after a worker is involved in an accident that causes injury and prevents them from working, at least temporarily.
In Iowa, it is mandatory for almost all employees to be covered by their employees with workers’ compensation insurance. This is so companies rightfully ensure the safety and well-being of the people working for them. Unfortunately, workers’ compensation claims are sometimes battled by employers. Many of these employers argue that there was assumption of risk, or that the injury isn’t covered because the employee was aware that the injury is an expected outcome of doing the job; the fellow worker rule, which means that the injury is caused by a co-worker and, therefore, the blame should fall on the other person; and contributory negligence, meaning it was the worker’s fault that led to the accident.
However, the employers who try to deny workers’ compensation claims with these and other arguments are often in the wrong. In order to find out if your workers’ compensation claim was wrongfully denied, call 877-327-2600. Our legal team at LaMarca Law Group, P.C., can evaluate your claim and help you determine what steps to take next.