The Basics of Filing a Workers’ Compensation Claim in Iowa
After a workplace-related accident, you should notify your employer within 90 days to make sure that you will get the benefits you need. The employer will then complete a report for the insurance provider. Employers in Iowa are required to provide insurance to cover all possible workers’ compensation claims. If they don’t provide coverage, they will be liable under Iowa law.
A smooth transaction is much more likely when employees properly follow procedures, comply with all requirements, and establish that the accident happened during employment. The benefits you will be eligible to receive may be medical benefits to cover the cost of care and recovery or disability benefits to replace the wage you are no longer able to earn due to your injury.
Any dispute in the transaction should be dealt with in the presence of a workers’ compensation commissioner. It is the employee’s duty to notify the commissioner if the benefits were unsatisfactory or if it was not provided at all. Failure to report any dispute may lead to the loss of benefits. Any other claims and issues should be brought to the commissioner within three years of the accident. If you feel that a ruling made by the commissioner is unjustified or unfair, you may appeal the decision to the Iowa court of appeals.
Above all else, a skilled workers’ compensation attorney can help you get the results you need when pursuing compensation from your employer’s insurer. If you are in the process of filing a workers’ compensation claim in Iowa, contact the attorneys of the LaMarca Law Group, P.C., by calling our office at 877-327-2600 today.