Iowa Workers’ Compensation Benefits Coverage
There are three types of benefits that injured employees are entitled to according to Iowa’s Workers’ Compensation Benefits laws. They are Medical Benefits, Temporary (healing period) Total Disability Benefits, and Permanency Benefits.
- Medical Benefits: Your company’s insurance carrier and your employer have to shoulder any medical expenses you face after your workplace injury, as well as reimbursement for your travel expenses to and from your appointments.
- Temporary Total Disability Benefits: If you were forced to take off work due to the workplace injury, your employer is required to pay the amount you would’ve received had you been going to work. You’ll notice the gross income is less than usual and this is because these amounts are not taxable.
- Permanency Benefits: These benefits are added if the injury you sustained was at work has led to a permanent disability. If the injured body part was the leg, foot, arm, or hand, then the amount received will relate to the level that the injury is debilitating. If the injury happened somewhere on your torso—your back, neck, shoulder, hips, etc.—or your head, then the amount paid is determined by how the injury will affect the person’s ability to obtain an income over the rest of their lives.
If you’ve been left unable to work due to neglect from your employer to prevent your injury, you are entitled to compensation. Contact an attorney with LaMarca Law Group, P.C. at 877-327-2600 if you’ve been denied this compensation from your employer and we might be able to fight on your behalf.