Medical Coverage for Short-Term Disability Benefits

In case of illness or injury sustained outside the workplace, one may be entitled to short-term disability benefits. Some states provide employees with these benefits, and employers in other states can offer short-term voluntary benefits.

Short-Term Disability Insurance (STDI)
Some states provide short-term disability benefits through a state fund paid for by employees, employer contributions, or both. Employers might also offer STDI benefits either fully paid by the employer or subject to employee contributions.

Illnesses Covered by STDI
A short-term disability plan provides payment for lost wages if an employee is unable to work temporarily due to pregnancy or an illness or injury suffered off the job. Qualifying surgeries must be medically necessary. Common examples of medical operations that might qualify for short-term disability benefits are: open heart surgery, caesarean section birth, removal of gallbladder or other internal organs, broken bones, and knee or hip replacement surgery.

The attorneys at the LaMarca Law Group, P.C. can help workers in need of disability benefits. Contact our firm at (515) 225-2600 to see how we can get you the coverage you need.



Truck driver discovered hours after I-80 crash

Rescue workers found an overturned semi-trailer and an injured driver on I-80, west of the Grand Prairie Parkway exit near Waukee on June 15.

Officials believe the truck, which was hauling lettuce and strawberries, went into the median and dropped thirty feet between two bridges, landing upside down in Sugar Creek. “We had some construction workers working on the north side of the bridge, and they saw a semi-trailer down in the river,” said Iowa State Trooper Tracy Bohlen. “And they did find the driver laying out in the water, halfway up on a couple pallets.” Troopers said the driver suffered from a broken leg, but was able to talk and stand. The driver, a California man, told rescuers that he crashed around 4 a.m.

If you are in need of legal counsel after suffering from a serious injury, you can rely on the Des Moines personal injury attorneys at the LaMarca Law Group, P.C. to help you file a claim and receive compensation. Contact us today at 877-327-2600 to discuss the details of your situation.



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